BlocksParty.com

When we grew up, our parents pushed the mantra, “Education is the key to success.” And they were right! The problem is, education has become extremely expensive. The average student is graduating with about $21,000.00 in Student Loan Debt and with the economy in upheaval, it’s getting much harder for graduates to tackle credit card debt, mortgages and auto loans, let alone student loan debt. Quite frankly, this is a burden; no other generation in history has had to deal with. In this session, we are going to take a look at student loan debt and hopefully offer some solutions to make this journey less burdensome.

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Direct Loan is true to its name and self explanatory. It is a program in which the government loans money directly to students rather than using a third party bank or other lending institution to process and make the loan. The direct loan program has been in affect for about 15 years now.

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FAFSA is Your Ticket to student loans? FAFSA is your only entry into the world of federal student loans. You can also find yourself the recipient of a federal grant and work study programs to boot.

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As recently as January 21, 2009, CTV News reported that “Canadians who have pursued post-secondary studies now owe the federal government $13 billion in outstanding loans, according to new figures from the Canadian Federation of Students. The CFS says Canada Student Loan debt increases by $1.2 million per day and will cross the $13 billion mark on Wednesday.”

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A scandal has emerged, revealing that prisoners on full-time university courses are eligible to claim student grants and loans. Even though taxpayers are already footing the bill for their stay in jail, it appears inmates are claiming more than 370,000 pounds a year.

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